Bank-to-Bank Payments Without Card Networks
Initiate instant, scheduled, and bulk payments directly from customer bank accounts across Europe. Lower cost, higher conversion, and real-time confirmation.
Every Payment Type You Need
From instant to bulk — support all payment use cases with a single integration.
SEPA Credit Transfers
Standard SEPA payments processed within next business day across 36 SEPA countries.
D+1 settlement · €0.00 - unlimitedSEPA Instant Payments
24/7 instant euro payments confirmed in under 10 seconds. Available around the clock.
Real-time · Up to €100,000Domestic Payments
Country-specific payment schemes for local bank transfers outside the SEPA zone.
Country-specific SLAsBulk Payments
Submit thousands of payments in a single API call. Ideal for payroll, supplier payments, and disbursements.
Up to 100,000 payments/batchScheduled Payments
Schedule payments for a future date. Define execution dates and manage upcoming transactions via API.
Future-dated & recurringCross-Border Payments
International wire transfers to 190+ countries with transparent FX rates and fees.
190+ countries · SWIFT/IBANPayment Flow
How a payment journey works end-to-end with our PIS API
Create Payment
POST payment object with amount, creditor IBAN, and reference details to our API.
Redirect for SCA
Redirect the user to their bank for Strong Customer Authentication (PSD2 RTS).
Payment Authorised
User approves the payment at their bank. We receive authorisation confirmation.
Receive Confirmation
Webhook delivers real-time payment status update (ACCP, ACSC, RJCT).
Modernise Your Payment Flow
Switch to bank-to-bank payments. Lower costs, instant settlement, zero chargebacks.