The Open Banking Platform Built for Scale
Connect to 500+ European banks through a single, PSD2-compliant API. Access account data, initiate payments, and build next-generation financial products.
How Open Banking Works
Our platform abstracts the complexity of open banking, making integration simple for any team.
Connect
Integrate our APIs or SDK in hours. We handle bank connectivity, OAuth flows, and consent management.
Authenticate
Users grant consent via their bank. Our platform manages the SCA flow securely using PSD2 standards.
Access
Receive structured, normalised financial data or initiate payments in real-time through our unified API.
Build
Use the data and payment capabilities to deliver powerful financial experiences to your customers.
Open Banking Services We Provide
From AIS to VRP — covering every Open Banking and Open Finance use case.
Account Information Services
Access aggregated bank account data in real-time from any connected European bank with a single consent flow.
- Real-time balance & transaction data
- Multi-bank aggregation
- Transaction categorisation
- Identity verification
Payment Initiation Services
Initiate single immediate, scheduled, and recurring payments directly from customer bank accounts.
- SEPA instant & standard payments
- Bulk payment processing
- Recurring payment mandates
- International transfers
Confirmation of Funds
Check if a customer's account holds sufficient funds for a transaction instantly, without accessing full account data.
- Millisecond verification
- No balance data stored
- PSD2 Article 65 compliant
- Fraud prevention tool
Variable Recurring Payments
Enable smart, flexible recurring payments that adapt to amounts and dates — the next evolution beyond direct debits.
- Flexible payment amounts
- Customer-controlled limits
- Sweeping & variable mandates
- Real-time confirmation
Open Finance Data Layer
Move beyond PSD2 with expanded financial data access including pensions, investments, and insurance products.
- Pension & investment data
- Insurance information
- Mortgage & loan details
- Cross-sector data sharing
Strong Customer Authentication
Seamless SCA implementation that meets PSD2 RTS requirements while preserving a frictionless user experience.
- Biometric & app-based SCA
- Transaction Risk Analysis
- Dynamic linking
- SCA exemptions management
Trusted by Leading Financial Institutions
Powering open banking for banks, neobanks, and fintechs worldwide
Start Building Open Banking Products
Get access to our full API suite with a free developer account. No credit card required.